:root {
  color-scheme: light;
  --font: Inter, system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --bg: #f4f6fb;
  --surface: #ffffff;
  --surface-2: #f7f8fc;
  --line: #e4e7ef;
  --text: #0f1729;
  --text-2: #4a5468;
  --muted: #6b7489;
  --brand: #1f4fd1;
  --brand-2: #4f7cff;
  --brand-soft: #e8eeff;
  --series-1: #2a78d6;
  --series-2: #eb6834;
  --series-3: #1baf7a;
  --good: #0f8a5f;
  --good-soft: #e3f6ee;
  --warn: #b25e00;
  --warn-soft: #fff3e0;
  --bad: #c62f2f;
  --bad-soft: #fde8e8;
  --shadow: 0 1px 2px rgba(15, 23, 41, .04), 0 8px 24px rgba(15, 23, 41, .06);
  --radius: 16px;
}
:root[data-theme="dark"] {
  color-scheme: dark;
  --bg: #0c111c; --surface: #141b2a; --surface-2: #192234; --line: #263149;
  --text: #edf1f9; --text-2: #b9c2d6; --muted: #8b96ad;
  --brand: #6d8dff; --brand-2: #8ea6ff; --brand-soft: #1c2747;
  --series-1: #3987e5; --series-2: #d95926; --series-3: #199e70;
  --good: #3ccf91; --good-soft: #10291f; --warn: #f0a649; --warn-soft: #2d2010;
  --bad: #f17171; --bad-soft: #2f1517;
  --shadow: 0 1px 2px rgba(0, 0, 0, .3), 0 8px 24px rgba(0, 0, 0, .25);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 120px; }
body {
  margin: 0; background: var(--bg); color: var(--text);
  font: 15px/1.55 var(--font);
  -webkit-font-smoothing: antialiased;
}
a { color: var(--brand); }
h1, h2, h3 { line-height: 1.25; margin: 0; }
h3 { font-size: 1.02rem; font-weight: 700; }
.wrap { max-width: 1200px; margin: 0 auto; padding: 0 16px; }
.muted { color: var(--muted); }
.note { color: var(--muted); font-size: .82rem; margin: 10px 0 0; }
[hidden] { display: none !important; }
b, .emi, td, .stats b { font-variant-numeric: tabular-nums; }

/* Top bar */
.topbar { position: sticky; top: 0; z-index: 20; background: color-mix(in srgb, var(--surface) 88%, transparent);
  backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid var(--line); }
.topbar-inner { display: flex; align-items: center; justify-content: space-between; height: 60px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--text); font-weight: 800; font-size: 1.05rem; }
.brand-accent { color: var(--brand); }
.brand small { display: block; font-weight: 500; font-size: .72rem; color: var(--muted); }
.brand-mark { width: 36px; height: 36px; border-radius: 10px; display: grid; place-items: center; color: #fff; font-size: 1.2rem;
  background: linear-gradient(135deg, #1f4fd1, #4f7cff); box-shadow: 0 4px 12px rgba(31, 79, 209, .35); }
.topnav { display: flex; align-items: center; gap: 4px; }
.topnav a { text-decoration: none; color: var(--text-2); font-weight: 600; font-size: .9rem; padding: 8px 12px; border-radius: 8px; }
.topnav a:hover { background: var(--brand-soft); color: var(--brand); }
.icon-btn { position: relative; border: 1px solid var(--line); background: var(--surface); color: var(--text); width: 36px; height: 36px; border-radius: 10px; cursor: pointer; display: grid; place-items: center; }

/* Theme toggle: the sun (light) and moon (dark) swap with a turn and fade. */
.theme-icon { position: absolute; transition: transform .45s cubic-bezier(.34, 1.56, .64, 1), opacity .25s; }
.theme-icon.moon { opacity: 0; transform: rotate(-90deg) scale(.4); }
:root[data-theme="dark"] .theme-icon.sun { opacity: 0; transform: rotate(90deg) scale(.4); }
:root[data-theme="dark"] .theme-icon.moon { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) { .theme-icon { transition: opacity .15s; } }

/* Loan type bar */
.typebar { position: sticky; top: 60px; z-index: 15; background: var(--bg); border-bottom: 1px solid var(--line); }
.types { display: flex; gap: 8px; overflow-x: auto; padding: 10px 0; scrollbar-width: none; }
.types::-webkit-scrollbar { display: none; }
/* Edge fades and arrows hint that more loan types sit off-screen. */
.types-wrap { position: relative; }
.types-wrap .types { scroll-behavior: smooth; }
.types-wrap::before, .types-wrap::after { content: ""; position: absolute; top: 1px; bottom: 1px; width: 56px; z-index: 1; pointer-events: none;
  opacity: 0; transition: opacity .15s; }
.types-wrap::before { left: 0; background: linear-gradient(to right, var(--bg) 25%, transparent); }
.types-wrap::after { right: 0; background: linear-gradient(to left, var(--bg) 25%, transparent); }
.types-wrap.can-left::before, .types-wrap.can-right::after { opacity: 1; }
.types-arrow { position: absolute; top: 50%; transform: translateY(-50%); z-index: 2; width: 30px; height: 30px; border-radius: 50%;
  border: 1px solid var(--line); background: var(--surface); color: var(--text); font: 700 1.2rem/1 var(--font); cursor: pointer;
  display: grid; place-items: center; padding: 0 0 3px; box-shadow: var(--shadow); }
.types-arrow:hover { border-color: var(--brand-2); color: var(--brand); }
.types-arrow[data-dir="-1"] { left: 0; }
.types-arrow[data-dir="1"] { right: 0; }
@media (hover: none) { .types-arrow { display: none; } }
.type { flex: none; display: flex; align-items: center; gap: 8px; padding: 8px 14px; border-radius: 999px; border: 1px solid var(--line);
  background: var(--surface); color: var(--text-2); font: 600 .88rem var(--font); cursor: pointer; white-space: nowrap; }
.type:hover { border-color: var(--brand-2); color: var(--text); }
.type.on { background: var(--brand); border-color: var(--brand); color: #fff; box-shadow: 0 4px 14px rgba(31, 79, 209, .3); }

/* Hero */
.hero { display: flex; align-items: center; gap: 16px; padding: 28px 0 20px; }
.hero-icon { width: 56px; height: 56px; flex: none; border-radius: 16px; display: grid; place-items: center; font-size: 1.8rem;
  background: var(--surface); border: 1px solid var(--line); box-shadow: var(--shadow); }
.hero h1 { font-size: clamp(1.4rem, 3vw, 2rem); font-weight: 800; letter-spacing: -.02em; }
.hero p { margin: 4px 0 0; color: var(--text-2); }

/* Layout */
.layout { display: grid; grid-template-columns: 360px minmax(0, 1fr); gap: 20px; align-items: start; }
.layout > * { min-width: 0; }
@media (max-width: 960px) { .layout { grid-template-columns: minmax(0, 1fr); } }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow); margin-bottom: 16px; }
.card h3 { margin-bottom: 12px; }
.card-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; margin-bottom: 8px; }
.card-head h3 { margin: 0; }
.card-title { font-size: 1.05rem; font-weight: 700; margin-bottom: 16px; }
.inputs-head { display: flex; align-items: center; justify-content: space-between; gap: 8px; }
.inputs-head .card-title { margin: 0; }
.head-actions { display: flex; gap: 6px; }
.btn.small { padding: 5px 10px; font-size: .78rem; border-radius: 8px; }
.saved-note { font-size: .75rem; color: var(--muted); margin: 6px 0 16px; min-height: 1em; }
.empty-state { display: none; text-align: center; padding: 40px 20px; }
.empty-state h3 { margin-bottom: 6px; }
.empty-state p { margin: 0 auto; max-width: 420px; }
.results.is-empty .empty-state { display: block; }
.results.is-empty > :not(.empty-state) { display: none !important; }
.toast { position: fixed; z-index: 60; left: 50%; bottom: 20px; transform: translateX(-50%); width: max-content; display: flex; align-items: center; gap: 14px;
  background: #111a2e; color: #f3f6fc; border: 1px solid #2c3854; padding: 10px 12px 10px 16px; border-radius: 12px; font-size: .88rem; box-shadow: 0 10px 30px rgba(0,0,0,.25); max-width: calc(100vw - 32px); }
.toast button { border: 0; background: transparent; color: #8ea6ff; font: 700 .88rem var(--font); cursor: pointer; padding: 4px 6px; }
.inputs { position: sticky; top: 130px; }
@media (max-width: 960px) { .inputs { position: static; } }

/* Fields */
.field { margin-bottom: 18px; }
.field:last-child { margin-bottom: 0; }
.field label, .field > label { font-weight: 600; font-size: .88rem; color: var(--text-2); display: block; }
.field-head { display: flex; justify-content: space-between; align-items: center; gap: 10px; margin-bottom: 8px; }
.num { display: flex; align-items: center; border: 1px solid var(--line); border-radius: 10px; background: var(--surface-2); padding: 0 10px; transition: border-color .15s, box-shadow .15s; }
.num:focus-within { border-color: var(--brand); box-shadow: 0 0 0 3px color-mix(in srgb, var(--brand) 18%, transparent); }
.num input { border: 0; background: transparent; color: var(--text); font: 700 1rem var(--font); width: 120px; padding: 8px 0; text-align: right; outline: none; min-width: 0; }
.num.block { margin-top: 6px; }
.num.block input { width: 100%; text-align: left; }
.num .pre, .num .post { color: var(--muted); font-size: .85rem; white-space: nowrap; }
.num .pre { margin-right: 4px; }
.num .post { margin-left: 6px; }
.block-input { width: 100%; margin-top: 6px; border: 1px solid var(--line); border-radius: 10px; background: var(--surface-2); color: var(--text); padding: 9px 10px; font: 600 .95rem var(--font); }
.hint { font-size: .8rem; color: var(--muted); margin-top: 6px; min-height: 1em; }
.hint b { color: var(--text-2); }
.row2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.check { display: flex !important; align-items: center; gap: 8px; margin-top: 10px; font-weight: 500 !important; cursor: pointer; }
.check input { width: 16px; height: 16px; accent-color: var(--brand); }

input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 99px; outline: none; cursor: pointer;
  background: linear-gradient(to right, var(--brand) 0 var(--fill, 50%), var(--line) var(--fill, 50%) 100%); }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; border-radius: 50%; background: #fff; border: 3px solid var(--brand); box-shadow: 0 2px 6px rgba(0,0,0,.2); }
input[type=range]::-moz-range-thumb { width: 16px; height: 16px; border-radius: 50%; background: #fff; border: 3px solid var(--brand); }
input[type=range]:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 4px color-mix(in srgb, var(--brand) 30%, transparent); }

.seg { display: flex; background: var(--surface-2); border: 1px solid var(--line); border-radius: 10px; padding: 3px; margin-top: 12px; }
.seg button { flex: 1; border: 0; background: transparent; color: var(--text-2); font: 600 .82rem var(--font); padding: 7px 10px; border-radius: 8px; cursor: pointer; }
.seg button.on { background: var(--surface); color: var(--brand); box-shadow: 0 1px 4px rgba(0,0,0,.1); }
.seg.small { margin: 0; }

.btn { border: 1px solid var(--brand); background: var(--brand); color: #fff; font: 600 .85rem var(--font); padding: 8px 14px; border-radius: 10px; cursor: pointer; }
.btn.ghost { background: transparent; color: var(--brand); border-color: var(--line); }
.btn.ghost:hover { border-color: var(--brand); background: var(--brand-soft); }
.btn.link { border: 0; background: none; color: var(--muted); padding: 4px 6px; }

/* Summary */
.summary { display: grid; grid-template-columns: 1fr 220px; gap: 20px; align-items: center;
  background: linear-gradient(135deg, color-mix(in srgb, var(--brand) 8%, var(--surface)), var(--surface) 60%); }
@media (max-width: 640px) { .summary { grid-template-columns: 1fr; } }
.summary .label { color: var(--text-2); font-weight: 600; font-size: .85rem; }
.emi { font-size: clamp(2rem, 5vw, 2.7rem); font-weight: 800; letter-spacing: -.03em; color: var(--brand); line-height: 1.1; margin-top: 2px; }
.summary .sub { color: var(--muted); font-size: .85rem; margin-top: 4px; min-height: 1.2em; }
.stats { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; margin-top: 18px; }
@media (max-width: 760px) { .stats { grid-template-columns: repeat(2, 1fr); } }
.stats div { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 10px 12px; }
.stats span { display: block; font-size: .75rem; color: var(--muted); font-weight: 600; }
.stats b { font-size: 1rem; }
.donut-wrap { display: flex; flex-direction: column; align-items: center; gap: 10px; }
.donut { width: 150px; height: 150px; }
.legend { display: flex; flex-wrap: wrap; gap: 6px 14px; font-size: .8rem; color: var(--text-2); }
.donut-wrap .legend { flex-direction: column; align-items: flex-start; }
.legend b { color: var(--text); margin-left: 2px; }
.sw { display: inline-block; width: 10px; height: 10px; border-radius: 3px; margin-right: 6px; vertical-align: -1px; }
.sw.s1 { background: var(--series-1); } .sw.s2 { background: var(--series-2); } .sw.s3 { background: var(--series-3); }
.sw.line { height: 3px; border-radius: 2px; width: 14px; vertical-align: 3px; }
.sw.dash { background: repeating-linear-gradient(90deg, var(--muted) 0 4px, transparent 4px 7px); }

/* Tabs */
.tabs { display: flex; gap: 4px; overflow-x: auto; scrollbar-width: none; border-bottom: 1px solid var(--line); margin: 4px 0 16px; }
.tabs::-webkit-scrollbar { display: none; }
.tabs button { flex: none; border: 0; background: none; color: var(--text-2); font: 600 .9rem var(--font); padding: 10px 14px;
  border-bottom: 2px solid transparent; margin-bottom: -1px; cursor: pointer; }
.tabs button:hover { color: var(--text); }
.tabs button.on { color: var(--brand); border-bottom-color: var(--brand); }

/* Insight tiles */
.insights { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 12px; margin-bottom: 16px; }
.tile { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 14px 16px; box-shadow: var(--shadow); }
.tile .k { font-size: .78rem; font-weight: 600; color: var(--muted); }
.tile .v { font-size: 1.35rem; font-weight: 800; letter-spacing: -.02em; margin-top: 2px; }
.tile .d { font-size: .8rem; color: var(--text-2); margin-top: 4px; }
.tile.accent { border-color: color-mix(in srgb, var(--brand) 40%, var(--line)); background: color-mix(in srgb, var(--brand) 5%, var(--surface)); }
.tile.good .v { color: var(--good); }

/* Compare columns */
.compare { display: grid; grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 12px; margin-bottom: 16px; }
.col { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; padding: 16px; box-shadow: var(--shadow); position: relative; }
.col.best { border: 2px solid var(--good); }
.col .badge { position: absolute; top: -10px; right: 12px; background: var(--good); color: #fff; font-size: .7rem; font-weight: 700; padding: 2px 8px; border-radius: 99px; }
.col h4 { margin: 0 0 4px; font-size: .95rem; display: flex; align-items: center; gap: 6px; }
.col .big { font-size: 1.5rem; font-weight: 800; letter-spacing: -.02em; margin: 6px 0 10px; }
.col .big small { font-size: .78rem; color: var(--muted); font-weight: 600; letter-spacing: 0; }
.kv { display: flex; justify-content: space-between; gap: 8px; padding: 6px 0; border-top: 1px dashed var(--line); font-size: .86rem; }
.kv span { color: var(--muted); }
.kv b.good { color: var(--good); } .kv b.bad { color: var(--bad); }

/* Callouts */
.callouts:empty { display: none; }
.callouts { display: grid; gap: 10px; margin-bottom: 16px; }
.callout { display: flex; gap: 12px; align-items: flex-start; padding: 12px 14px; border-radius: 12px; font-size: .9rem; border: 1px solid transparent; }
.callout .ic { flex: none; width: 22px; height: 22px; border-radius: 50%; display: grid; place-items: center; font-size: .75rem; font-weight: 800; color: #fff; }
.callout.info { background: var(--brand-soft); } .callout.info .ic { background: var(--brand); }
.callout.good { background: var(--good-soft); } .callout.good .ic { background: var(--good); }
.callout.warn { background: var(--warn-soft); } .callout.warn .ic { background: var(--warn); }
.callout.bad { background: var(--bad-soft); } .callout.bad .ic { background: var(--bad); }

/* Forms in tool panels */
.form-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(200px, 1fr)); gap: 14px; }
.form-grid .field { margin: 0; }
.rc-row { display: grid; grid-template-columns: 1fr 1fr auto; gap: 12px; align-items: end; margin-bottom: 12px; }
.rc-row .field { margin: 0; }
@media (max-width: 520px) { .rc-row { grid-template-columns: 1fr 1fr; } .rc-row .btn.link { grid-column: span 2; justify-self: start; } }
.toolbar { display: flex; flex-wrap: wrap; gap: 10px; align-items: center; justify-content: space-between; margin-bottom: 12px; }
.select { display: flex; align-items: center; gap: 8px; font-size: .85rem; color: var(--text-2); font-weight: 600; }
.select select { border: 1px solid var(--line); border-radius: 10px; background: var(--surface-2); color: var(--text); padding: 7px 8px; font: 600 .85rem var(--font); max-width: 260px; }

/* Tables */
.table-wrap { overflow: auto; max-height: 560px; border: 1px solid var(--line); border-radius: 12px; }
table { width: 100%; border-collapse: collapse; font-size: .86rem; }
th, td { padding: 9px 12px; text-align: right; white-space: nowrap; border-bottom: 1px solid var(--line); }
th:first-child, td:first-child { text-align: left; }
thead th { position: sticky; top: 0; background: var(--surface-2); color: var(--muted); font-weight: 600; font-size: .78rem; z-index: 1; backdrop-filter: blur(6px); }
tbody tr:hover td { background: color-mix(in srgb, var(--brand) 4%, transparent); }
tr.yr { cursor: pointer; font-weight: 600; }
tr.yr td:first-child::before { content: '▸'; display: inline-block; width: 16px; color: var(--muted); transition: transform .15s; }
tr.yr.open td:first-child::before { transform: rotate(90deg); }
tr.mo td { color: var(--text-2); font-size: .82rem; background: var(--surface-2); }
tr.mo td:first-child { padding-left: 28px; }
tr.yrhead td { background: var(--brand-soft); font-weight: 700; color: var(--brand); font-size: .78rem; }
tr.hl td { background: color-mix(in srgb, var(--series-3) 12%, transparent); }
td.pp { color: var(--good); font-weight: 600; }
.data td.pos { color: var(--bad); } .data td.neg { color: var(--good); }
.data tr.cur td { font-weight: 700; background: var(--brand-soft); }
.mini { margin: 12px 0; border: 1px solid var(--line); border-radius: 10px; overflow: hidden; }
.mini { table-layout: fixed; }
.mini td, .mini th { white-space: normal; text-align: left; overflow-wrap: anywhere; }

/* Charts */
.chart { position: relative; width: 100%; }
.chart svg { display: block; width: 100%; height: auto; overflow: visible; }
.chart .grid line { stroke: var(--line); stroke-width: 1; }
.chart .axis text { fill: var(--muted); font-size: 11px; font-family: var(--font); }
.chart .crosshair { stroke: var(--muted); stroke-width: 1; stroke-dasharray: 3 3; }
.chart .dot { stroke: var(--surface); stroke-width: 2; }
.chart .lbl { font-size: 11px; font-weight: 600; fill: var(--text-2); font-family: var(--font); }
.tooltip { position: fixed; z-index: 50; pointer-events: none; background: var(--surface); color: var(--text); border: 1px solid var(--line);
  border-radius: 10px; padding: 8px 10px; font-size: .8rem; box-shadow: 0 10px 30px rgba(0,0,0,.18); min-width: 150px; }
.tooltip .t { font-weight: 700; margin-bottom: 4px; }
.tooltip .r { display: flex; justify-content: space-between; gap: 14px; }
.tooltip .r span { color: var(--text-2); }

/* Guide */
.guide { padding: 24px 0 8px; }
.guide h2 { font-size: 1.5rem; font-weight: 800; letter-spacing: -.02em; }
.guide > .muted { margin: 6px 0 16px; }
details.acc { background: var(--surface); border: 1px solid var(--line); border-radius: 14px; margin-bottom: 10px; box-shadow: var(--shadow); }
details.acc summary { list-style: none; cursor: pointer; padding: 16px 18px; font-weight: 700; display: flex; justify-content: space-between; align-items: center; gap: 12px; }
details.acc summary::-webkit-details-marker { display: none; }
details.acc summary::after { content: '+'; font-size: 1.3rem; color: var(--brand); font-weight: 500; line-height: 1; }
details.acc[open] summary::after { content: '−'; }
details.acc .body { padding: 0 18px 16px; color: var(--text-2); }
details.acc .body p { margin: 0 0 10px; }
details.acc .body ul { margin: 0 0 10px; padding-left: 20px; }
details.acc .body li { margin-bottom: 6px; }
details.acc .body b { color: var(--text); }
.tip { background: var(--brand-soft); border-left: 3px solid var(--brand); padding: 10px 12px; border-radius: 8px; color: var(--text) !important; }

.footer { border-top: 1px solid var(--line); margin-top: 32px; padding: 24px 0 40px; font-size: .82rem; color: var(--text-2); }
.footer p { margin: 0 0 8px; max-width: 860px; }

@media (max-width: 520px) {
  .card { padding: 16px; }
  .hero { padding: 20px 0 14px; }
  .num input { width: 100px; }
  .insights { grid-template-columns: 1fr 1fr; gap: 10px; }
  .tile { padding: 12px; }
  .tile .v { font-size: 1.1rem; }
  .tile .d { font-size: .75rem; }
  tr.yr .muted { display: none; }
}

/* ---------- shared additions ---------- */
.skip { position: absolute; left: -999px; top: 8px; z-index: 100; background: var(--brand); color: #fff; padding: 8px 12px; border-radius: 8px; }
.skip:focus { left: 8px; }
.narrow { max-width: 760px; }
:focus-visible { outline: 2px solid var(--brand); outline-offset: 2px; }
.topnav a[aria-current="page"] { color: var(--brand); background: var(--brand-soft); }
.btn { display: inline-flex; align-items: center; gap: 6px; text-decoration: none; }
.btn.big { padding: 12px 20px; font-size: 1rem; border-radius: 12px; }
.btn.danger { color: var(--bad); }
.btn[disabled] { opacity: .5; cursor: not-allowed; }
.spacer { flex: 1; }

.repo-banner { background: var(--brand-soft); border-bottom: 1px solid var(--line); font-size: .86rem; }
.repo-banner .wrap { display: flex; align-items: center; gap: 10px; padding-top: 8px; padding-bottom: 8px; }
.repo-banner [data-text] { flex: 1; }
.repo-banner a { font-weight: 600; white-space: nowrap; }

/* glossary */
.term { display: inline-grid; place-items: center; width: 16px; height: 16px; border-radius: 50%; border: 1px solid var(--muted); background: transparent;
  color: var(--muted); font: italic 700 10px/1 Georgia, serif; cursor: pointer; padding: 0; vertical-align: 1px; margin-left: 2px; }
.term:hover, .term[aria-expanded="true"] { border-color: var(--brand); color: var(--brand); }
.glossary-pop { position: fixed; z-index: 70; background: var(--surface); color: var(--text); border: 1px solid var(--line); border-radius: 12px;
  padding: 12px 14px; box-shadow: 0 12px 32px rgba(0,0,0,.2); font-size: .86rem; }
.glossary-pop p { margin: 4px 0 0; color: var(--text-2); }

/* calculator additions */
.summary-actions { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 16px; }
.shared-banner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 10px; background: var(--warn-soft);
  border: 1px solid color-mix(in srgb, var(--warn) 30%, transparent); border-radius: 12px; padding: 10px 14px; margin-bottom: 16px; font-size: .9rem; }
.shared-actions { display: flex; gap: 8px; }
.print-head { display: none; }
.insights.tight { margin: 12px 0 0; }
.insights.tight:empty { display: none; }
.offers { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 12px; }
.offer { border: 1px solid var(--line); border-radius: 12px; padding: 12px; margin: 0; display: grid; gap: 10px; min-width: 0; }
.offer legend { padding: 0 4px; }
.offer legend input { border: 0; border-bottom: 1px dashed var(--muted); background: transparent; color: var(--text); font: 700 .95rem var(--font); width: 140px; padding: 2px 0; }
.offer .field { margin: 0; }
.offer .seg { margin: 0; }
td.best-col, th.best-col { background: color-mix(in srgb, var(--good) 9%, transparent); }
.badge-inline { display: inline-block; background: var(--good); color: #fff; font-size: .68rem; font-weight: 700; padding: 1px 7px; border-radius: 99px; margin-left: 4px; vertical-align: 1px; }
details.acc summary h3 { display: inline; font-size: 1rem; font-weight: 700; margin: 0; }
.src { font-size: .78rem; color: var(--muted); margin-top: 8px !important; }
.chart .marker { stroke: var(--muted); stroke-width: 1.5; stroke-dasharray: 4 3; }

/* modal */
.modal { position: fixed; inset: 0; z-index: 80; background: rgba(8, 12, 22, .55); display: grid; place-items: center; padding: 16px; overflow-y: auto; }
.modal-card { background: var(--surface); border: 1px solid var(--line); border-radius: 16px; padding: 20px; width: min(560px, 100%); box-shadow: 0 20px 60px rgba(0,0,0,.35); max-height: calc(100vh - 32px); overflow-y: auto; }
.modal-card .card-head { margin-bottom: 4px; }
.modal-card .form-grid { margin: 14px 0; }
.modal-actions { display: flex; align-items: center; gap: 8px; margin-top: 12px; }
.form-error { color: var(--bad); font-size: .85rem; min-height: 1em; margin: 4px 0 0; }
.share-text { white-space: pre-wrap; word-break: break-all; background: var(--surface-2); border: 1px solid var(--line); border-radius: 10px; padding: 12px;
  font: .82rem/1.5 ui-monospace, SFMono-Regular, Menlo, monospace; max-height: 200px; overflow: auto; }
.share-actions { display: flex; flex-wrap: wrap; gap: 8px; }
.btn.whatsapp { background: #1f8f4e; border-color: #1f8f4e; }
details.optional { border: 1px dashed var(--line); border-radius: 12px; padding: 10px 12px; }
details.optional summary { cursor: pointer; font-weight: 600; font-size: .88rem; color: var(--brand); }

/* landing */
.landing-hero { text-align: center; padding: 40px 0 28px; max-width: 820px; margin: 0 auto; }
.landing-hero h1 { font-size: clamp(1.8rem, 5vw, 2.8rem); font-weight: 800; letter-spacing: -.03em; text-wrap: balance; }
h1, h2 { text-wrap: balance; }
.lead { font-size: 1.08rem; color: var(--text-2); margin: 14px auto 22px; }
.hero-actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 10px; }
.continue { margin-top: 18px; display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 16px; font-size: .92rem; }
.continue a { font-weight: 600; }
.section-title { font-size: 1.35rem; font-weight: 800; letter-spacing: -.02em; margin: 24px 0 14px; }
.calc-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 14px; }
.calc-card { display: flex; flex-direction: column; gap: 6px; padding: 18px; background: var(--surface); border: 1px solid var(--line); border-radius: 16px;
  box-shadow: var(--shadow); text-decoration: none; color: var(--text); transition: transform .15s, border-color .15s; }
.calc-card:hover { transform: translateY(-2px); border-color: var(--brand-2); }
.calc-icon { font-size: 1.7rem; }
.calc-name { font-weight: 700; font-size: 1.05rem; }
.calc-line { color: var(--text-2); font-size: .86rem; }
.calc-eg { margin-top: auto; padding-top: 8px; border-top: 1px dashed var(--line); font-size: .8rem; color: var(--muted); }
.calc-eg b { color: var(--brand); }
.repo-card { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; margin-top: 24px;
  background: linear-gradient(135deg, color-mix(in srgb, var(--brand) 10%, var(--surface)), var(--surface)); }
.repo-card h2 { font-size: 1.15rem; }
.repo-card p { margin: 6px 0 0; color: var(--text-2); max-width: 680px; }
.feature-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 14px; }
.feature { background: var(--surface); border: 1px solid var(--line); border-radius: 16px; padding: 18px; }
.feature h3 { margin: 8px 0 6px; }
.feature p { margin: 0; color: var(--text-2); font-size: .9rem; }
.f-ic { font-size: 1.5rem; }
.footer-links { display: flex; flex-wrap: wrap; gap: 6px 16px; margin-bottom: 16px; }
.footer-links a { color: var(--text-2); text-decoration: none; font-size: .82rem; }
.footer-links a:hover { color: var(--brand); text-decoration: underline; }

/* my loans */
.ml-toolbar { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin-bottom: 16px; }
.file-btn { position: relative; overflow: hidden; cursor: pointer; }
.file-btn input { position: absolute; inset: 0; opacity: 0; cursor: pointer; }
.ml-empty { display: block; }
.ios-hint { margin-bottom: 16px; }
.ios-hint .btn.link { margin-left: auto; }
.loan-list { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 12px; margin-bottom: 16px; }
.loan-card { text-align: left; display: flex; flex-direction: column; gap: 12px; padding: 16px; background: var(--surface); border: 1px solid var(--line);
  border-radius: 16px; box-shadow: var(--shadow); cursor: pointer; color: var(--text); font: inherit; }
.loan-card:hover, .loan-card.on { border-color: var(--brand); }
.lc-head { display: flex; align-items: center; gap: 10px; }
.lc-icon { font-size: 1.5rem; }
.lc-name { font-weight: 700; flex: 1; min-width: 0; }
.lc-name small { display: block; font-weight: 500; color: var(--muted); font-size: .78rem; }
.pill { font-size: .72rem; font-weight: 700; padding: 2px 8px; border-radius: 99px; background: var(--brand-soft); color: var(--brand); white-space: nowrap; }
.pill.good { background: var(--good-soft); color: var(--good); }
.progress { display: block; height: 8px; border-radius: 99px; background: var(--line); overflow: hidden; }
.progress i { display: block; height: 100%; background: var(--series-1); border-radius: 99px; }
.lc-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; }
.lc-stats small { display: block; color: var(--muted); font-size: .72rem; }
.lc-stats b { font-size: .95rem; }
.detail-head { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; }
.detail-head h2 { font-size: 1.2rem; }
.detail-head p { margin: 4px 0 0; font-size: .85rem; }
.detail-actions { display: flex; flex-wrap: wrap; gap: 6px; align-items: flex-start; }
.events { list-style: none; margin: 0; padding: 0; }
.events li { display: flex; align-items: center; gap: 12px; padding: 8px 0; border-top: 1px dashed var(--line); font-size: .9rem; }
.ev-date { font-weight: 600; min-width: 100px; }
.events li .btn.link { margin-left: auto; }
.data tr.paid td { color: var(--muted); }
details.sched-box summary { cursor: pointer; list-style: none; }
details.sched-box summary::-webkit-details-marker { display: none; }
details.sched-box summary h3 { display: inline; }
details.sched-box[open] summary { margin-bottom: 12px; }
details.sched-box summary::after { content: ' ▸'; color: var(--muted); }
details.sched-box[open] summary::after { content: ' ▾'; }

@media (max-width: 520px) {
  .repo-banner { font-size: .8rem; }
  .lc-stats b { font-size: .88rem; }
  .landing-hero { padding-top: 24px; }
}

/* ---------- print / PDF report ---------- */
@media print {
  :root { color-scheme: light; --bg: #fff; --surface: #fff; --surface-2: #f6f7fa; --text: #000; --text-2: #222; --muted: #555; --line: #ccc; --shadow: none; }
  body { background: #fff; font-size: 11pt; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
  .topbar, .typebar, .repo-banner, .inputs, .tabs, .summary-actions, .toolbar, .guide, .footer-links, .shared-banner, .toast, .tooltip,
  .glossary-pop, .modal, .term, .note, .skip, #installBtn, .lang-note, .i18n-skip-note { display: none !important; }
  .layout { display: block; }
  .card, .tile { box-shadow: none; break-inside: avoid; }
  .print-mode .print-head { display: block; margin-bottom: 12px; }
  .print-head h2 { font-size: 16pt; margin-bottom: 8px; }
  .print-mode .panel { display: none !important; }
  .print-mode .panel[data-panel="overview"], .print-mode .panel[data-panel="schedule"] { display: block !important; }
  .print-mode .panel[data-panel="schedule"] .table-wrap { max-height: none; overflow: visible; }
  /* Fit the yearly table to the page width: compact cells, wrapping headers, date range under the year */
  .table-wrap table { font-size: 8pt; table-layout: auto; }
  .table-wrap th, .table-wrap td { padding: 4px 5px; }
  .table-wrap thead th { position: static; backdrop-filter: none; white-space: normal; vertical-align: bottom; font-size: 7.5pt; }
  .table-wrap td:first-child { white-space: normal; }
  tr.yr td:first-child::before { display: none; }
  tr.yr .muted { display: block !important; font-weight: 400; font-size: 7pt; }
  .card { padding: 12px; }
  .print-mode tr.mo { display: none; }
  .insights { grid-template-columns: repeat(3, 1fr); }
  a { color: inherit; text-decoration: none; }
  .footer { border: 0; margin-top: 12px; }
}
a.type { text-decoration: none; }
.empty-state h2 { font-size: 1.1rem; margin-bottom: 6px; }

/* ---------- regional languages (experimental) ---------- */
/* Inter keeps Latin digits and ₹ consistent; Noto covers each script. Indic text gets a little more size and line height. */
html:lang(hi) { --font: Inter, "Noto Sans Devanagari", system-ui, sans-serif; }
html:lang(ta) { --font: Inter, "Noto Sans Tamil", system-ui, sans-serif; }
html:lang(te) { --font: Inter, "Noto Sans Telugu", system-ui, sans-serif; }
html:lang(ml) { --font: Inter, "Noto Sans Malayalam", system-ui, sans-serif; }
html:lang(kn) { --font: Inter, "Noto Sans Kannada", system-ui, sans-serif; }
html:lang(bn) { --font: Inter, "Noto Sans Bengali", system-ui, sans-serif; }
html:not(:lang(en)) body { font-size: 15.5px; line-height: 1.7; }
html:not(:lang(en)) h1, html:not(:lang(en)) h2, html:not(:lang(en)) h3 { line-height: 1.4; letter-spacing: 0; }
html:not(:lang(en)) .emi, html:not(:lang(en)) .tile .v, html:not(:lang(en)) .col .big { letter-spacing: 0; }
html:not(:lang(en)) .tabs button, html:not(:lang(en)) .type { font-size: .86rem; }
html.i18n-pending body { opacity: 0; }
body { transition: opacity .15s; }
.lang-note { background: var(--warn-soft); border-bottom: 1px solid var(--line); font-size: .82rem; }
.lang-note .wrap { padding-top: 6px; padding-bottom: 6px; }
.lang-note a { font-weight: 600; white-space: nowrap; }
.i18n-skip-note { font-size: .82rem; color: var(--muted); background: var(--surface-2); border: 1px dashed var(--line); border-radius: 10px; padding: 8px 12px; margin: 0 0 10px; }

/* labs */
.lab-head { display: flex; justify-content: space-between; gap: 16px; align-items: flex-start; }
.lab-head h2 { font-size: 1.15rem; display: flex; align-items: center; gap: 8px; }
.lab-head p { margin: 6px 0 0; }
.switch { position: relative; flex: none; width: 48px; height: 28px; cursor: pointer; }
.switch input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.switch span { position: absolute; inset: 0; border-radius: 99px; background: var(--line); transition: background .15s; }
.switch span::after { content: ''; position: absolute; top: 3px; left: 3px; width: 22px; height: 22px; border-radius: 50%; background: #fff; box-shadow: 0 1px 3px rgba(0,0,0,.3); transition: transform .15s; }
.switch input:checked + span { background: var(--brand); }
.switch input:checked + span::after { transform: translateX(20px); }
.switch input:focus-visible + span { outline: 2px solid var(--brand); outline-offset: 2px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.lang-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(130px, 1fr)); gap: 10px; margin: 18px 0 8px; }
.lang-grid.off { opacity: .45; }
.lang-grid label { display: flex; flex-direction: column; gap: 2px; border: 1px solid var(--line); border-radius: 12px; padding: 12px; cursor: pointer; position: relative; }
.lang-grid label:has(input:checked) { border-color: var(--brand); background: var(--brand-soft); }
.lang-grid input { position: absolute; opacity: 0; }
.lang-grid span { font-weight: 700; font-size: 1.05rem; font-family: Inter, "Noto Sans Devanagari", "Noto Sans Tamil", "Noto Sans Telugu", "Noto Sans Malayalam", "Noto Sans Kannada", "Noto Sans Bengali", system-ui, sans-serif; }
.lang-grid small { color: var(--muted); }
.lab-notes { margin: 12px 0 0; padding-left: 20px; color: var(--text-2); font-size: .88rem; }
.lab-notes li { margin-bottom: 4px; }
/* Header buttons: text and icon on wide screens, icon only on phones */
.topnav { gap: 6px; }
.topnav .nav-btn { display: inline-flex; align-items: center; gap: 6px; height: 36px; padding: 0 12px; border: 1px solid transparent; border-radius: 10px;
  background: none; color: var(--text-2); font: 600 .9rem var(--font); text-decoration: none; white-space: nowrap; cursor: pointer; }
.topnav .nav-btn:hover, .topnav .nav-btn[aria-current="page"] { background: var(--brand-soft); color: var(--brand); }
#installBtn { background: var(--brand); color: #fff; }
.lang-pick { position: relative; display: inline-flex; align-items: center; gap: 6px; height: 36px; padding: 0 10px; border: 1px solid var(--line);
  border-radius: 10px; background: var(--surface); color: var(--text); font: 600 .88rem var(--font); white-space: nowrap; cursor: pointer; }
.lang-pick:focus-within { outline: 2px solid var(--brand); outline-offset: 2px; }
/* The native select covers the button, so tapping opens the phone's own picker. */
.lang-pick select { position: absolute; inset: 0; width: 100%; height: 100%; opacity: 0; cursor: pointer; font-size: 16px; }
.lang-short { display: none; }
@media (max-width: 640px) {
  .topnav a[href="/#calculators"] { display: none; }
  .brand small { display: none; }
  .topnav .nav-btn { width: 36px; padding: 0; justify-content: center; border-color: var(--line); background: var(--surface); }
  #installBtn { border-color: var(--brand); }
  .nav-label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
  .lang-pick { padding: 0 8px; gap: 4px; }
  .lang-full { display: none; }
  .lang-short { display: inline; }
}

/* Install steps for Safari, which has no install prompt */
.install-help { width: min(440px, calc(100vw - 32px)); padding: 22px 24px; border: 1px solid var(--line); border-radius: 16px;
  background: var(--surface); color: var(--text); box-shadow: 0 20px 60px rgba(0, 0, 0, .25); }
.install-help::backdrop { background: rgba(10, 15, 30, .45); }
.install-help h2 { margin: 0 0 12px; font-size: 1.15rem; }
.install-help ol { margin: 0 0 18px; padding-left: 20px; display: grid; gap: 10px; line-height: 1.5; }
.install-help form { display: flex; justify-content: flex-end; }